For more information and to make a complaint, please click here.

Motor Finance Commission Complaints

From settlement figures to making a payment, head to our FAQs to find the answers to our most commonly asked questions.

Got a question?

Home

Contact us

Privacy Policy

Cookie Policy

Terms of service

Complaints data

Gender Pay Gap Report

Slavery and human trafficking statement

The Finance & Leasing Association (FLA) Lending Code

About us

Our finance options

FAQs

Security

Support tailored to you

Insurance

Payment support

Testimonials

Bereavement support

Tariff of charges

Complaints

Dealer site

Careers

Products & links

Summer is one of the busiest times of year on UK roads. Holiday traffic builds quickly, temperatures rise, and long journeys can take a toll on both drivers and vehicles. Whether you are heading to the coast, visiting family, or setting off on a road trip, a little preparation can make a big difference to your safety and comfort. 

Here is a practical guide to staying safe in heavy traffic, coping with heat, and knowing what to do if you break down on a hot day. 

Summer traffic can turn even short journeys into long ones. Motorways, A-roads, and routes to popular destinations often become congested, especially during peak travel weekends. 

Plan your journey in advance and check traffic updates before you set off  

Leave extra time so you are not tempted to rush  

Keep a safe following distance, especially in stop-start traffic  

Avoid frequent lane changes, which rarely save time in congestion  

Take regular breaks on longer journeys to stay alert  

Smooth, steady driving not only improves safety but also helps reduce fuel consumption and fatigue. 

Coping with glare, heat, and driver fatigue

Bright summer sun can create challenging driving conditions, especially when combined with long hours behind the wheel. 

Common risks include glare, dehydration, and heat-related fatigue. 

Use sunglasses with UV protection to reduce glare  

Keep your windscreen clean inside and out for better visibility  

Use air conditioning or ventilation to maintain a comfortable cabin temperature  

Stay hydrated by keeping water in the car  

Avoid driving during your most tired times of day where possible  

Heat fatigue can creep up slowly, reducing reaction time and concentration. If you feel drowsy or unfocused, it is always safer to take a break. 

What to do if you break down on a hot day

A breakdown is inconvenient at any time, but in hot weather it can quickly become uncomfortable or even unsafe if you are not prepared. 

Move to a safe location if possible, such as a hard shoulder or lay-by  

Stay in your vehicle unless it is unsafe to do so  

Keep windows slightly open for ventilation in hot weather  

Use a warning triangle only if it is safe and appropriate  

Call for roadside assistance and follow their guidance  

In hot conditions, it is especially important to carry water and avoid prolonged exposure to direct sunlight while waiting for help. 

A few simple checks before setting off can reduce the risk of problems: 

Top up engine oil, coolant, and screen wash  

Ensure air conditioning is working properly  

Check battery health if your car has been unused  

Make sure you have emergency supplies such as water, a phone charger, and a warning triangle  

Regular maintenance helps keep your car reliable, especially during busy travel periods. 

Staying confident on the road this summer

Busy roads, high temperatures, and long journeys can all add extra pressure when driving. But with a bit of preparation and awareness, summer travel can still be smooth and enjoyable. 

Taking care of your vehicle, planning ahead, and driving calmly in traffic all help make journeys safer and less stressful. 

And if you’re thinking about upgrading your car for longer trips or more comfort on the road, one of our finance options could suit you. Take a look and see if we can help you get behind the wheel of a vehicle that suits your summer driving needs. 

Stay safe on busy summer roads with practical tips for handling traffic, heat, fatigue, and breakdowns, plus advice on preparing your car for smoother, safer holiday journeys.

Staying safe on busy summer roads

Football is a global language. The FIFA World Cup brings together nations, playing styles, and passion on the pitch. But off the field, there is another fascinating way to explore those same countries: through their driving cultures.

From Germany’s autobahns to Brazil’s coastal highways, every footballing nation has its own driving personality shaped by history, geography, and lifestyle.

Here’s a light-hearted journey around the world looking at how some of the world’s biggest football nations compare when it comes to driving habits, road trip culture, and iconic cars.

Germany driving culture: precision, power, and the autobahn

Germany is synonymous with engineering excellence and high-performance vehicles from brands like BMW, Mercedes-Benz, and Audi.

It is no surprise that German driving culture mirrors the country’s football identity: structured, disciplined, and efficient.

The autobahn network is famous for sections without general speed limits, offering a driving experience built on trust, lane discipline, and control. Drivers are expected to stay aware, drive predictably, and respect the flow of traffic.

Iconic car: Mercedes-Benz S-Class
Driving style: Precise, confident, and performance focused

Brazil driving culture: energy, rhythm, and adaptability

Brazil’s football style is full of flair, creativity, and energy. Its roads often feel the same.

In cities like Rio de Janeiro and São Paulo, driving can be lively and fast-paced. Outside the cities, long coastal highways and scenic inland routes offer a more relaxed rhythm.

Brazilian drivers are known for adaptability, navigating everything from busy urban streets to open roads with confidence.

Iconic car: Volkswagen Golf
Driving style: Expressive, flexible, and energetic

Spain driving culture: sunshine, road trips, and relaxed cruising

Spain is one of Europe’s great road trip destinations, with routes connecting vibrant cities, coastal towns, and mountain landscapes.

Spanish driving culture balances relaxed cruising with confident motorway travel. The country’s modern motorway network makes long-distance journeys between regions smooth and accessible.

Much like Spain’s football philosophy, driving here often feels controlled but fluid.

Iconic car: SEAT Leon
Driving style: Relaxed, smooth, and road trip ready

Japan driving culture: respect, precision, and innovation

Japan’s driving culture reflects the country’s emphasis on order, respect, and efficiency.

Road systems are carefully organised, signage is clear, and drivers follow strong etiquette rules that prioritise safety and consideration for others.

At the same time, Japan is one of the world’s most innovative automotive nations, producing everything from compact city cars to globally celebrated performance models.

Iconic car: Toyota Supra
Driving style: Efficient, respectful, and technologically driven

France driving culture: scenic journeys and effortless travel

France offers some of Europe’s most picturesque road trips, from vineyard-lined countryside to alpine mountain passes and Mediterranean coastlines.

Driving is generally calm and practical, supported by an extensive motorway network that makes long-distance travel efficient.

Like the French approach to football, there is often a sense of balance between style and structure.

Iconic car: Peugeot 508
Driving style: Comfortable, refined, and scenic

England driving culture: heritage roads and everyday practicality

England’s road network blends historic streets with modern motorways, creating a driving experience that requires adaptability and awareness.

Drivers often move between narrow country lanes, busy urban roads, and fast intercity routes. It is a system that rewards patience and steady driving.

The country also has a long automotive heritage, producing cars known for character and practicality.

Iconic car: Mini Cooper
Driving style: Practical, adaptable, and characterful

United States driving culture: freedom and the open road

Few countries celebrate driving quite like the United States.

With vast highways and legendary routes like Route 66 and the Pacific Coast Highway, driving is closely linked to freedom and exploration.

Long-distance travel is common, and the road trip remains a core part of American culture.

Iconic car: Ford Mustang
Driving style: Bold, independent, and adventure focused

How driving cultures differ around the world

Just like football tactics, driving styles vary widely:

Germany focuses on precision and engineering excellence

Brazil reflects creativity, rhythm, and adaptability

Spain combines relaxed cruising with smooth motorway travel

Japan prioritises respect, efficiency, and innovation

France balances comfort with scenic journeys

England values practicality and road awareness

The United States celebrates freedom and long-distance exploration

These differences make driving cultures as fascinating as football styles.

Which world cup nation matches your driving style?

Every driver has a personality. Which one sounds most like you?

United States: adventurous and freedom focused

Choosing the right car is only part of the journey. How you finance it matters just as much.

Whether it is a practical city car, a family SUV, or something with a little more performance, we help drivers find finance options to suit their lifestyle and budget.

The only question left is: which world cup nation matches your driving style?

From Germany’s autobahns to America’s open highways, discover the cars and styles that define each World Cup country.

Around the world in 90 minutes: world cup nations and their driving cultures

Hot weather is often seen as the perfect time for driving, but rising temperatures can quietly expose a few common car care mistakes. The good news is that most of them are easy to avoid once you know what to look out for.

Here is a practical guide to the most frequent summer car care missteps and how to stay ahead of them.

Warm weather can create a false sense of confidence that your vehicle is “fine as it is.” But higher temperatures can place extra stress on key components such as tyres, fluids, and the cooling system.

A quick pre-journey check can make a big difference:

Battery health, especially for older vehicles

Even small issues can become more noticeable on longer journeys or in stop-start traffic, so a few minutes of preparation goes a long way.

Tyre pressure naturally increases as temperatures rise. One of the most common mistakes drivers make is adding too much air in hot weather, thinking it improves performance or safety.

In reality, overinflated tyres can lead to:

Increased risk of damage on uneven surfaces

The best approach is to check tyre pressure when the tyres are cold and follow the manufacturer’s recommended levels. Consistency matters more than adjustment based on heat alone.

Ignoring dashboard warning lights before a trip

It can be tempting to delay dealing with a warning light, especially if the car still feels fine to drive. However, summer journeys often involve longer distances, heavier loads, and more demanding conditions.

Ignoring alerts such as engine, brake, or temperature warnings can turn a small issue into a bigger repair.

Treat warning lights as early indicators, not inconveniences

Check your vehicle manual or onboard system for guidance

Address issues before setting off on longer journeys

A quick check before you travel helps you drive with confidence and avoid unnecessary disruption.

Higher temperatures can gradually affect your vehicle in subtle ways. Rubber components, fluids, and even interior materials can react to prolonged heat exposure.

Look out for changes in air conditioning performance

Check for unusual smells or sounds after long drives

Be mindful of tyre sidewall condition and general wear

Catching small changes early helps maintain performance and comfort throughout the season.

Keeping your car ready for summer journeys

A well-maintained car performs better, feels more comfortable, and is more enjoyable to drive in warm weather.

A few easy habits can help keep everything in good shape:

These small steps help ensure your car is ready for everything from daily trips to longer summer drives.

Looking after your car in hot weather is not about doing more, it is about doing the right things at the right time. Avoiding common mistakes helps keep journeys smoother, safer, and more enjoyable.

And when it is time for an upgrade or a newer, more reliable vehicle, our flexible finance options can help you choose a car to suit your needs and driving style.

Hot weather is often seen as the perfect time for driving, but rising temperatures can quietly expose a few common car care mistakes. Here's a practical guide to the most frequent summer car care missteps and how to stay ahead of them.

News - June 2026

Staying safe on busy summer roads

Around the world in 90 minutes: world cup nations and their driving cultures

Car care in hot weather: common mistakes to avoid

Got a question?