GAP Insurance

For peace of mind alongside your motor finance, Guaranteed Asset Protection (GAP) insurance could protect you against losses that can occur in the event of your vehicle being written off or stolen.
Your motor insurance will pay out what the vehicle is worth at the time of a claim, but doesn’t cover what you may still owe on your car finance – leaving you with a shortfall.
We provide two types of optional GAP insurance; Shortfall GAP and Return to Invoice (RTI) GAP. To discuss GAP insurance and our other optional insurance products call us on 0333 320 3327.
Shortfall GAP


MotoNovoCare could help you maintain your car finance payments in the event of an accident, sickness or unemployment. It could also help to settle your agreement in the event of a diagnosis with a terminal illness or death.
For more information about MotoNovoCare click the link below or call us on 0333 320 3327 to discuss MotoNovoCare and the other optional insurance products we have to offer.

Need to make a claim

We work with Covéa Insurance who are the claims administrators for the insurance products sold by MotoNovo Finance Ltd.  They are here to help you if you need to make a claim.  Insurance claims are often as a result of a stressful event and not knowing what to do next can play a big part in adding to that stress.

All claims are handled by a dedicated claims team who are trained to listen and assess your claim.  Please call 0330 134 8455 or click below.

Already have a motor finance agreement with us?

Get in touch to find out more about the optional insurance products we offer.

0333 320 3327

Opening hours:
Monday to Thursday: 9:00am to 7.00pm
Friday: 9:00am to 5:00pm
Saturday & Sunday: Closed